Our Team

Emily Pinheiro

Mortgage Broker | Team Leader
Cambridge, ON

   epinheiro@todaysmortgagechoice.com
    519-572-9553

I'm very passionate about the mortgage business. I've been in the mortgage brokering business for over 11 years and am proud to have achieved the Top 20% award for the last 4 years. However, the greatest reward is the satisfaction I received from making a family's homeownership dreams come true. I know how difficult and daunting it can sometimes be, particularly for young families and first-time homebuyers. My goal will always be to take the stress out of the process and help clients achieve their homeownership and financing dreams.

I’m blessed to have a young boy Mason who is my everything. He lights up my day every day and always gives me a reason to work harder and help as many as I can in my mortgage business. Everyone has a “why,” and Mason is definitely my why.

I have also had the privilege of working and travelling to Ghana, Africa, with Possibilities International, assisting orphanages in Ghana and supporting that very worthy cause. I feel that finding ways to give back is important now more than ever and the more time I can give to assisting other less fortunate, the more I receive in return.

Every family and every mortgage is different. I pride myself on providing the best solutions and finding the possibilities in each mortgage loan regardless of income or credit concerns. I believe in delivering exceptional client experience, options and council on every mortgage.

Having access to the most incredible array of mortgage options greatly benefits my clients today and tomorrow. I believe that providing the best possible mortgage experience and working with a great team will further enhance that experience.

 

Crystal Raymond-Walker

Mortgage Agent
Cambridge, ON

   craymond@todaysmortgagechoice.com
    519-241-8006

Before starting out as a mortgage agent, I worked for the past 14 years in the telecom industry as an account manager as well as an escalation advisor. After a successful career helping families across Canada I have set my focus on helping you through the mortgage process. My role is to find terms that are right for your budget, and ensure all the legalities are competently handled so that your closing goes smoothly and you can take possession of your new property.

The financial aspects of home buying can be stressful and overwhelming—but they don’t have to be. Not with a trained and caring professional in your corner!

Give me a call today and let’s start making homeownership a reality. 

 
 

Christine Carroll

Mortgage Agent
Cambridge, ON

   ccarroll@todaysmortgagechoice.com
    519-241-9255

I've spent the last 18 years as a Contract Specialist in the insurance industry, and looking for a new challenge led me to the roll of a Mortgage Agent. Throughout my career I developed transferable contract review and negotiation skills that can help source and recommend the best mortgage solutions for perspective buyers.

My ability to navigate complex terms and conditions coupled with out of the box thinking are essential in finding options that work within set parameters. I recognize each lending situation is unique and I look forward to working with you to secure the finances needed for your next big move!

 
 

Samantha D'Souza

Mortgage Agent
Barrie, ON

   sdsouza@todaysmortgagechoice.com
    705-791-1123

Born and raised in Simcoe Muskoka, Samantha holds degrees from Georgian College in Hotel and Resort Operations, Office Administration Legal and Executive Programs and has certificates in Teaching English as a Second Language and Smart Serve. She has worked in the educational sector as an Office Administrator for the past 17 years. She recently opened up an online Custom Creations store in her spare time, creating custom t-shirts, canvas, and special order items.

Samantha has recently transitioned into the role of a Mortgage Agent with Today’s Mortgage Choice.Samantha strives to live a healthy lifestyle in her spare time and is an active member of the Simcoe County Mountain Biking Club. She enjoys snowboarding, cross-country skiing, camping, kayaking, travelling and spending time with her family and friends.

With Samantha D’Souza, you can expect an authentic experience and personable approach, making you feel comfortable choosing the right mortgage that fits your lifestyle. Whether you are looking to buy a new home, refinance or renew an existing mortgage, it can seem like a stressful decision, but with Samantha there every step of the way, it will be a seamless process. You will feel comfortable with her easygoing personality and reach out to her anytime with any questions or concerns.

 

Edward Khamo

Mortgage Agent
London, ON

   ekhamo@todaysmortgagechoice.com
    (226) 977-7888

Hello there! My name is Edward Khamo, a mortgage agent at TMC committed to delivering exceptional service and building lifelong relationships with my clients. From the moment I embarked on my journey in the mortgage industry in December of 2022, I knew that I wanted to make a difference in people's lives by helping them navigate the complexities of mortgage financing. My own frustrating experience of searching for the right mortgage inspired me to gain valuable knowledge and expertise to ensure that others wouldn't have to go through the same challenges.

With a background of 20 years in the education and training field overseas, I understand the importance of dedicated client support, effective teamwork, and a genuine passion for helping individuals achieve their goals. These qualities have seamlessly translated into my career as a mortgage agent, where I strive to provide personalized guidance and unwavering loyalty to my clients.

 Beyond my professional pursuits, I find joy in various interests that bring balance and motivation to my life. Martial arts, particularly my achievements in Okinawan Goju Ryu karate, has taught me discipline and resilience. Exploring the great outdoors through hiking is another passion that allows me to connect with nature and find inspiration. Furthermore, I have a strong affinity for language learning and currently speak English, Assyrian, and Mandarin Chinese decently well, with ongoing studies in French and Arabic. Lastly, tending to my garden serves as a meditative escape and a way for me to find tranquility.

 My genuine commitment is to guide you through the mortgage process with integrity and personalized attention, ensuring your needs are met every step of the way. I am dedicated to building lasting relationships based on trust, loyalty, and exceptional service. Drawing upon my expertise, unwavering dedication, and profound understanding of the challenges you may face, I am here to transform your mortgage financing journey into a seamless and gratifying experience. Let's work together to turn your homeownership dreams into a reality that will endure for a lifetime.

 
 

Paula Morlese

Mortgage Agent
Courtice, ON

   pmorlese@todaysmortgagechoice.com
    (905) 621-8978

With over 10 years of experience as a Mortgage Agent – Level 2, I am committed to assisting you with all your home purchases, renewal and other mortgage financing. My passion is to help you easily navigate the process to save you time, money and worry. As a Mortgage Agent – Level 2, I work for you and have only your best interest at heart. I do not work for any lender but for you. I am dedicated and committed to helping you get the best mortgage for you, with professionalism and honesty at the forefront of everything I do.

 
 

Roger Gough

Mortgage Agent
Cambridge, ON

   rgough@todaysmortgagechoice.com
    (519) 404-7307

I consider myself very lucky to have grown up in Saugeen Shores—a beautiful small beach town on the shores of Lake Huron. Along with my wife Leslie and our children, I have now called Cambridge home for over 20 years. I am very fortunate to split time in the Saugeen Shores area at our family cottage.

For the majority of my career, I have worked in Quality Assurance. Working in this field has provided me with strong analytical skills, which will be beneficial for working in the mortgage industry. I also studied Financial Planning to provide my clients with the best possible advice and solutions as we navigate the mortgage process.

Growing up in a small, tight-knit community taught me the value of giving back and serving others. Over the years, I have volunteered on all my kid’s sports teams: hockey, basketball, and lacrosse. I have volunteered with a non-profit, Kids and Dads, an organization which works to promote relationships with both parents and their children in two-home families.

My passion however is martial arts. I first started studying karate when I was 12 and earned my black belt in Shito-Ryu karate. Over the years, I have studied many different disciplines and have also helped instruct at local karate schools. However, when my youngest son recently took up boxing and asked if I wanted to train with him, I quickly shifted gears and took up the sport of boxing.

A background in Quality Assurance, with a lifetime in martial arts, has allowed me to think through complex problems rationally.I look forward to hearing from you. Let’s analyze your mortgage needs together and devise a sensible solution that works for you.

 

Aldrin Dias

Mortgage Agent
Milton, ON

   adias@todaysmortgagechoice.com
    (647) 878-3101

As a certified professional in the finance industry, my experience accounts for over 8 years within the banking sector, with my most recent role being a Financial Advisor before joining the mortgage business as an agent.

In the past, I have helped shape the lives of several individuals & families who have reaped the benefits of my value-based approach when it comes to their mortgage needs.

I take pride in offering tailored solutions for individuals who have a gap within their credit needs and, in turn, help with the planning when it comes to their real estate transactions.

With advanced knowledge in the field of credit, I am known to enterprise within the community to take part in helping clients acquire their largest and most prized asset, which is their home & also help them plan for future prospective growth when it comes to their journey in acquiring real estate.

While providing mortgage solutions, the relationships built with my clients are proven to be long-lasting through my exceptional customer engagement skills that I have acquired over the years. I believe that life is a journey of decisions, and my role as an agent would benefit my clientele in this process of enhancing and acquiring their homes for a comfortable livelihood and investment for their financial future.